A wife is devastated when she discovers that her husband's insurance will not pay out for an accident caused by his negligence. It appears that the reason is that his premium payments have been delayed. Her husband is injured and bedridden, unaware of this, so she decides to consult an insurance agent. The man holding her hand and asking, "Ma'am, do you want us to do something?" turns out to be a former colleague. The insurance agent responds to the bewildered wife, "I've been obsessed with this lately..."